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                                                        Refinance

Lender cashback up to $2000

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See our FREE HOME LOAN ASSESSMENT OFFER

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OUR HOME LOAN PROCESS

ASSESSMENT

Here, we complete a free, comprehensive assessment of your current financial position. We then hold a structured conversation about your current and future goals and present you with the best options for your situation across a panel of over 30 lenders.

LODGEMENT

Once you are happy with the loan proposal, we will go ahead and take care of all the paperwork for you. We will package the documents and lodge your application with the lender.

APPROVAL

A pre-approval will be granted at this stage for prospective home buyers, giving you the comfort and confidence to attend auctions and make offers. Once a property is secured, the lender will proceed with a valuation of the property and go on to issue the formal approval.

SETTLEMENT

This takes place upon acceptance of the loan offer, by way of signing the mortgage documents from the lender. At this stage, ensure you take care of essential items such as taking out building insurance and paying stamp duty. Once these are done, you can then instruct your conveyancer to book in a settlement date!