Who We Help
First Home Buyers
Buying in Epping for the first time? Our mortgage brokers in Epping will walk you through your borrowing capacity, explain LMI in plain English, check your eligibility for the First Home Guarantee, and support you through every step. As a trusted mortgage broker, we make the process straightforward.
Property Investors
From a single investment property to a growing portfolio, we structure investment loans around your cash flow and long-term goals, including interest-only options and portfolio structuring.
Homeowners Refinancing
If your home loan hasn’t been reviewed in the past couple of years, there’s a solid chance a better rate exists. Our refinancing service compares 40+ lenders to find lower rates, cashback offers, and better features.
Self-Employed Borrowers
Lender criteria for self-employed applicants differ significantly. We work with specialist lenders and liaise directly with your accountant to give your application the clearest possible presentation.
Legal & Medical Professionals
Many qualifying professionals have access to LMI waivers and exclusive rate packages. Worth a conversation before you go directly to a bank.
Upgrading Families
Upsizing into Epping’s house market? We help you structure the equity from your existing property to put you in the strongest possible position for your next purchase.
The Epping Property Market
Epping (postcode 2121) is one of Sydney’s most in-demand family suburbs, and the numbers back that up. Median house prices currently sit between $2.4M and $2.5M, while modern apartments average $850K-$950K.
Auction clearance rates hold strong, driven by families seeking access to top-ranked schools – Epping Boys High and Cheltenham Girls High – and investors drawn to the suburb’s dual connectivity via the T1 and T2 train lines plus the Sydney Metro Northwest.
At those price points, the lender you choose and how your application is structured have a real impact on what you pay. As an independent Epping mortgage broker, Michael compares 40+ lenders side-by-side to find the most competitive outcome for your situation – rather than defaulting to whoever you already bank with.
What Our Clients Say
Michael was extremely patient with us in the refinance process. He demonstrated with high professionalism the cost and benefits of the transaction. We managed to save over $230 a month!
Michael is a very thorough and transparent broker. He always strives to get you the best home loan rate tailored to you. His knowledge and expertise make you feel in control from start to finish.
I have been working with Michael since 2013. He is honest and genuine and I always feel that Michael is equally concerned with what is in my best interest.
Mortgage Broker Epping – FAQs
How much does a mortgage broker in Epping cost?
In most cases, nothing. Brokers are paid a commission by the lender you choose, not by you. MXJ Finance discloses all commissions upfront, so you always know exactly where the advice is coming from, with no surprises at settlement.
How many lenders does MXJ Finance compare?
MXJ Finance compares products from 40+ lenders, including major banks and a range of specialist non-bank lenders. That breadth is what makes it possible to find genuinely competitive outcomes, rather than defaulting to whoever you already bank with.
What is the median house price in Epping?
Median house prices in Epping currently sit between $2.4M and $2.5M. Modern apartments average $850K-$950K. At those levels, how your loan is structured has a real impact on your repayments, both now and over the life of the loan.
Can you help first home buyers in Epping access government grants?
Yes. Our home loan brokers in Epping will assess your eligibility for the First Home Guarantee and other available schemes, explain what each one means for your borrowing capacity, and factor them into your loan strategy from day one.
Can you help self-employed borrowers or investors in Epping?
Yes. Self-employed applicants often need a different approach to loan assessment – income documentation, lender policy, and approval timelines all vary. For investors, we structure loans around your cash flow and portfolio goals. If you’re exploring SMSF lending, we can help with that too as your finance broker in Epping.
How quickly can I get pre-approval before an Epping auction?
Straightforward applications can be assessed in 3-5 business days with major lenders. More complex deals – investment structures, self-employed income, or SMSF – typically take 2-3 weeks. Our finance brokers in Epping will give you a realistic timeline upfront and keep you across every update.
Securing a loan with our team
Contact our team by filling out an online form or sending us an email today.
One of our professionals will provide you with the necessary onboarding and information forms and assist you in filling them out.
After reviewing the forms, we will present you with your borrowing potential and a range of lender options to choose from.
Our panel of lenders
With access to over 40 leading lenders, including the big four banks, we can help you get a loan that suits your individual circumstances.
