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Here to provide the right finance solutions for you

At MXJ Finance, we understand the complexities of securing finance and are committed to offering comprehensive support. Our expertise spans various lending options, ensuring that we can cater to your unique needs. We strive to make the process straightforward, providing clarity and assistance every step of the way. Our goal is to empower you with the knowledge and resources needed to make informed decisions about your financial future.

We focus on building strong relationships with our clients, taking the time to understand your specific circumstances. By leveraging our extensive industry knowledge, we aim to provide solutions that align with your financial objectives. Our proactive approach enables us to identify potential challenges early, ensuring a smoother journey towards achieving your goals.

Michael Jin

Director / Accredited Mortgage Broker

Phone: 0416 080 336
Email: michaeljin@mxjfinance.com.au

Michael has worked in the mortgage and finance industry since 2011, specialising in residential lending. He has assisted hundreds of clients in English and Chinese to secure finance and optimise their property portfolios. His extensive product knowledge, combined with a strong technical background, enhances his ability to meet diverse client needs effectively.

Prior to his role at MXJ Finance, Michael served as Head of Operations & Compliance at N1 Holdings, where he was instrumental in supporting the company’s growth towards their ASX listing. Known for his pragmatic approach, he adeptly identifies potential deal-breakers and prioritises clients’ goals. Outside of work, Michael enjoys tennis and spending quality time with his family.

Awards

  • 2019 Mortgage Professional Australia Young Gun
  • 2019 Finsure Young Gun of the Year Finalist
  • 2021 Australian Mortgage Awards Broker of the year (Productivity) Finalist
  • 2022 Local Business Awards North Shore Finalist
  • 2023 Australian Small Business Champion Awards Finalist

Ready to take the next step?

Whether you’re buying your first home, refinancing, or building your property portfolio, Michael is here to help you make confident finance decisions.

Our services

Comprehensive assistance is available for all your home loan and finance requirements across various services. Regardless of your situation, our knowledgeable team is dedicated to identifying the most suitable options for you.

Common questions and answers

Alongside our competitive rates, we take pride in being accessible for any inquiries you may have throughout the duration of your loan. We welcome both first-time buyers and seasoned investors alike—regardless of your experience, our commitment is to support you whenever you require assistance.

  • What does a broker do?

  • Do you charge fees for home or investment loans?

  • Is it more expensive to use a broker?

  • How much can I borrow?

  • Should I choose a fixed or variable rate?

  • Which lenders do you partner with?

Our mortgage broking service areas in Sydney

Support across Sydney with lender access, home loan help and finance options tailored to our local community.