Who We Help
Property Investors
From high-yield unit purchases to interest-only options and portfolio structuring, our investment loan service covers Randwick buyers at every stage.
Homeowners Refinancing
If your home loan hasn’t been reviewed in the last year or two, a better deal is likely sitting out there. Our refinancing service compares 40+ lenders for lower rates, cashback offers, and debt consolidation options.
Upsizers & Downsizers
We work out how to use your existing equity to move within Randwick’s premium market, without the financial guesswork.
Medical & Healthcare Professionals
Doctors, nurses, and specialists at Prince of Wales and Sydney Children’s Hospitals may qualify for LMI waivers through select lenders. At Randwick’s price points, that’s a saving most borrowers don’t know to ask about.
Self-Employed Borrowers
Specialist lenders, low-doc options, and direct liaison with your accountant. We make sure your income picture is presented clearly.
The Randwick Property Market
Randwick (postcode 2031) is one of Sydney's most competitive Eastern Suburbs – home to UNSW Sydney, Prince of Wales Hospital, Sydney Children's Hospital, and the iconic Randwick Racecourse.
The suburb commands a median house price of approximately $3.56M and a median unit price of $1.2M. Easy CBD access via the L3 Light Rail, proximity to Eastern Suburbs beaches, and world-class medical and educational institutions keep buyer demand consistently strong.
At these price points, an independent mortgage broker in Randwick can make a real difference to your rate, loan structure, and total borrowing cost.
What Our Clients Say
Michael was extremely patient with us in the refinance process. He demonstrated with high professionalism the cost and benefits of the transaction. We managed to save over $230 a month!
Michael is a very thorough and transparent broker. He always strives to get you the best home loan rate tailored to you. His knowledge and expertise make you feel in control from start to finish.
I have been working with Michael since 2013. He is honest and genuine and I always feel that Michael is equally concerned with what is in my best interest.
Mortgage Broker Randwick – FAQs
How much does a mortgage broker in Randwick cost?
In most cases, nothing. Brokers are paid a commission by the lender you choose, not by you. MXJ Finance discloses all commissions upfront, so you know exactly where the advice is coming from – no surprises at settlement.
How many lenders does MXJ Finance compare?
We compare products from 40+ lenders, including major banks and specialist non-bank lenders. That range is what lets us find genuinely competitive outcomes for mortgage broker Randwick clients, rather than defaulting to whoever you bank with.
What is the median house price in Randwick?
The median house price in Randwick (postcode 2031) sits at approximately $3.56 million. Units offer a more accessible entry point at around $1.2 million, which is why Randwick attracts a strong mix of owner-occupiers and investors looking for Eastern Suburbs proximity.
Can medical professionals get an LMI waiver when buying in Randwick?
Yes, in many cases. Doctors, dentists, and select healthcare specialists may qualify for LMI waivers through a number of lenders on our panel – possibly saving tens of thousands of dollars at Randwick's price points. We'll confirm your eligibility during your free assessment.
Can you help investors who are buying units in Randwick?
Absolutely. We work with Randwick unit investors regularly, structuring loans around cash flow, tax position, and longer-term portfolio goals. Our investment loan service covers standalone purchases and portfolio builds alike.
How quickly can I get pre-approval before a Randwick auction?
Straightforward applications can move in 3-5 business days with major lenders. More complex deals – investment structures, self-employed income, or SMSF borrowing – typically take 2-3 weeks. We'll give you a realistic timeline up front and keep you updated every step.
Can you help me refinance my Randwick home loan?
Yes. Our refinancing service compares 40+ lenders to find better rates, cashback deals, and debt consolidation options. If your current loan hasn't been looked at recently, it's worth a conversation with your local Randwick broker before your next fixed rate expires.
Securing a loan with our team
Contact our team by filling out an online form or sending us an email today.
One of our professionals will provide you with the necessary onboarding and information forms and assist you in filling them out.
After reviewing the forms, we will present you with your borrowing potential and a range of lender options to choose from.
Our panel of lenders
With access to over 40 leading lenders, including the big four banks, we can help you get a loan that suits your individual circumstances.
